Not all loan programs may be offered by all lenders in our network at the time of your request. Zoogage is not acting as a lender in any transaction.  Interest rates and loan terms are the sole responsibility of the participating lenders and brokers. These participating lenders and brokers are required to comply with all Federal, State, and local laws, including those governing equal opportunity lending, and fair housing.  The information provided by you to Zoogage is not an application for credit or a mortgage loan and the information will not be used to pre-qualify you with any lender.  Zoogage will not check your credit history or verify the information you provide. If you are contacted by a lender or broker within our network, that lender or broker may provide a rate quote based on property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Zoogage does not distribute the products of all lenders or brokers in the marketplace and therefore cannot guarantee the lowest price or best terms available in the market. Their appearance on this site does not indicate or imply an endorsement of our product. No part of this website should be construed as an offer of credit or professional advice. Zoogage is an educational resource for consumers and does not accept applications from consumers. No part of this web site may be reproduced or transmitted in any form by any means graphic, electronic, or mechanical without permission in writing from the publisher. All logos, trademarks and other propriety marks belong to their respective owners and do not reflect an association or recommendation by any of the parties. Your use of this site signifies your consent and agreement to our terms of use and privacy policy.  "Zoogage", the Zoogage logo and "Navigate the Home Loan Jungle" are service marks of Zoogage Inc. © Copyright 2007 Zoogage Inc. - All Rights Reserved.